Imagine you buy a sapling from your local nursery. It has enormous potential for growth and seeing this, you sow it in the best possible soil you can find. Now, there are two possible outcomes that can follow – the sapling grows tall stretching towards the sun or it wilts and dies. Micro-enterprises are no…
Harshada, a branch manager at our Nasik branch, recently completed a year at Aye Finance. The year she’s spent at Aye has been an adventure, not just for her, but for her colleagues as well. That’s the unique thing about being in a leadership position – you’re responsible not only for your own successes and…
Financial inclusion is one of the cornerstones of why NBFCs are a must in India. Why? Well, in spite of the considerable number of national, state and regional banks, a large chunk of our 135.26 crore citizens continue to be left out of their ledgers. The reasons for this are manyfold ranging from a lack…
At Aye Finance, we never back down from a good challenge. So, when our Managing Director, Sanjay Sharma, threw us the challenge of enabling 95% of our micro-entrepreneur clients to adopt digital direct pay, we said ‘Aye Aye, Captain!’ and buckled down to make it happen. Meet ACH, Trumping Classic Modes of Payment at Aye…
Aye Finance’s mission statement is “to provide innovative and customer-centered financial services to micro and small businesses through our knowledgeable team, effective technology, and robust processes, to power their growth into new-age India.” At Aye Finance, maintaining customer satisfaction, and by extension, their loyalty has always been the focal point of all our policies and…
Historically speaking, micro-entrepreneurs, several of whom are based in Tier 3 cities and beyond have not been an area of focus for the organised financial sector of the country. Consequently, the people residing in these cities have a general distrust of banks – which in part can be blamed on banks and in part can…
With a global crisis on our hands, Human Resources are the champions of most companies. Last month, when the COVID19 crisis was just beginning, the Economist wrote an excellent piece on the role of HR in the current climate especially with a focus on employee well-being. We couldn’t agree more with the analysis. The Aye…
Every entrepreneur across the board faces one common challenge; “scaling-up”. Sohan Lal was no different. A massive surge in the number of MSMEs in recent years has meant intense competition. Business owners are always trying to figure out newer and up-to-date methods to ensure growth. Needless to say, internet and scalability have started to go…
We all hope to wake up every day with a sense of purpose, don’t we? For a lot of people out there, this seems to be an eternal quest but not for Hemant Kumar. As a Branch Credit Officer for Aye Finance in Bareilly branch, Hemant, seems to have it all figured out. His daily…
From the telephone to the internet, from legacy software to artificial intelligence, the finance sector has continued to advance with the latest technologies. Fintech today is focused on helping micro and small entrepreneurs across the world grow by providing them access to capital more easily and with a quick turn-around time. Out of all the…
