The Happiness Index at Aye Finance

The Correlation Between Employee Happiness and Employee Productivity Why does employee happiness matter? And can an employee’s level of happiness be prioritized during the course of a day, a week, a month, or a year in corporate environments where the business bottom-line is the driving factor behind performance? The answer at Aye Finance is a…

Fintechs & Financial Inclusion

India is a land of contrasts. From having one of the most sophisticated and advanced payment infrastructure and systems and 14.1 bank branches for every 1,00,000 adults, which is higher than the global average, to 19% of the population still unbanked. Though this unbanked population witnessed a sharp fall of around 58% between 2011 and…

How Fintech Startups are controlling NPAs?

NPAs for the lending industry are like the dark lord, Voldemort – one who must not be named.  Made uglier by the recent multi crore defaults in the main line banks that have been much in the news recently.  According to the CARE Rating Report of December 2017, India’s NPA ratio is fifth highest in…

Business Clusters: Competition vs. ”Co-opetition”

The Indian economy is no stranger to business clusters. Intertwined deeply within the Indian economy, business clusters can be credited with creating a significant impact, employing millions of people through interconnected businesses, suppliers, and buyers. Take for example the Firozabad glassworks and bangle cluster. As one of the oldest and more well-known clusters in India,…

Women Entrepreneurs – What Makes them Stand Out?

A quick glance around India’s metropolitan cities shows an increased presence of women in the workforce. According to Forbes India, women in India occupy nearly 30% of corporate senior management positions, but the overall workforce lags considerably behind. In India, the challenges to fueling women’s growth come from the usual suspects; either families and societies…

Why AYE matters

Certainly, in the last few years, Non-Banking Financial Companies (NBFCs) have created a tangible impact on India’s MSME sector, and Aye Finance is proud to have has contributed to this sea change in the economy. However, despite steady revenues and a tremendous contribution to the Indian economy, MSMEs have been left behind by large-scale financial…

#AyeCan, says Intejaar

Intejaar’s factory and warehouse are an unusual treat and a dream come true for every movie buff out there; especially the ones who love fantasy movies! Intejaar, who’s based in Meerut, Uttar Pradesh, manufacturers a highly specialized (and seldomly seen!) product. He makes armour, made out of iron, and his products are used in movies…