Grievance Redressal Manual

KYC and AML policy

Fair Practice Code

Environmental Policy

Vigil Mechanism Policy

Privacy Policy

Corporate Governance Guidelines

Code Of Fair Disclosure And Conduct

Nomination and Remuneration Policy

Equal Opportunity Policy

Corporate Social Responsibility Policy

Moratorium Policy

Related Party Transactions Policy


Annual Return

Interest Rate Model

Ombudsman Scheme

Liquidity Profile

Notice of Resignation by Directors

T&C of Appointment of Independent Directors

General Meeting Notices

 Annual Return FY-18-19

Investor Grievances

Please find below information of the designated official who is responsible for assisting and handling investor grievances-

Compliance Officer:        Ms. Tripti Pandey

Email Id:                            finance@ayefin.comcorporate@ayefin.com

Tel. No.:                            (0124) 4844000

Mobile No.:                    +91-8448789399

Website:                           www.ayefin.com

Investor grievance redressal number: +91-8448789399

Investor grievance redressal email ID: finance@ayefin.com

Debenture Trustees

Name of the Debenture Trustee:  Vistra ITCL (India) Ltd

Name of contact person: Mr. Amit Gurbani

Designation/Dept.: Regional Head – Corporate Trust ( South )

Address: The IL&FS Financial Center, Plot No. C–22, G Block, 7th Floor, Bandra Kurla Complex, Bandra (East), Mumbai – 400051

Tel. Nos.: 022-26593602

Email addresses: amit.gurbani@vistra.com,  mumbai@vistra.com

Website: www.vistraitcl.com/

Name of the Debenture Trustee:  Catalyst Trusteeship Ltd  (Formerly GDA Trusteeship Limited)

Name of contact person: Mr. Sameer Trikha

Designation/Dept.: Vice President

Address: Office No. 83 – 87, 8th floor , ‘Mittal Tower’, ‘B’ Wing, Nariman Point, Mumbai – 400021, Maharashtra

Tel. Nos.: 022-49220507

Fax Nos.: 022-49220505

Email addresses: umesh.salvi@ctltrustee.com

Website: www.catalysttrustee.com/

Credit Ratings

Rating Agency


Current Rated Amount (Rs. crore)

Rating Action


Non Convertible Debenture Programme


Provisional [ICRA]A-(SO) (Stable); Outstanding


Non-convertible Debenture Programme


[ICRA]BBB (Stable); Outstanding


Fund Based – Term Loan


[ICRA]BBB (Stable); Outstanding

India Ratings

Non-convertible Debenture Programme



India Ratings

Fund Based – Term Loan




ICRA: ICRA Limited (formerly Investment Information and Credit Rating Agency of India Limited)- An associate of Moody’s Investors Service

Note: Ratings are subject to periodic revisions. Please refer the respective agency for latest ratings.

Financial Statements

Annual Report FY 17-18

Annual Report FY 18-19

Newsletter Archives

Aye Newsletter FY 17-18

Aye Newsletter Q1_FY 18-19

Aye Newsletter Q2_FY 18-19

Aye Newsletter Q3_FY 18-19

Aye Newsletter Q4_FY 18-19

Aye Newsletter Q1_FY 19-20

Aye Newsletter Q2_FY 19-20

Aye Newsletter Q3_FY 19-20

Aye Newsletter Q4_FY 19-20