He heads the organization and directly oversees its Strategy, Risk and Finance functions. He has been in Consumer Banking for over 25 years. Pioneered the start of direct banking channels in HSBC and HDFC Bank in India. Led the operations and service team that launched consumer lending business at ICICI in 1999. As Country Head for Credit Cards at ICICI grew the nascent business to profitability. Led the Life Insurance Underwriting, Claims, Operations & Service teams at Max New York Life Insurance Co. Set up Tamweel plc in 2003 and grew it to become the largest housing finance company in UAE with over USD 3bn in mortgage assets. As its CEO-International, was instrumental in getting the awards – the Best Mortgage Bank from Banker Middle East and 4th most admired Financial Institution in the Region by Gulf Business. He is Alumnus of IIT-Mumbai(1983) and IIM-Bangalore(1987)
He leads the Business Development, Distribution, Service Quality, Collection and Facilities functions. Has over 20 years of experience in banking industry in India and Overseas. Has held senior leadership positions for Distribution and Sales at HDFC Bank and National Bank of Oman (Oman, UAE, and Egypt). Setup the Retail Liability distribution at IDBI Bank as Country head for Liability Sales. Was Business Head for Western Region at DCB Bank and also set up the country distribution for Liabilities business. At Ujjivan (MFI), he was COO for North India and led the turnaround of the Region’s business to a profitability on the back of portfolio growth while keeping credit losses well below industry benchmarks. He led the initiatives for Micro Enterprise lending and housing finance at Ujjivan. He is the Alumnus of FORE School of Management (1994)
N K Maini
Mr. Navin Kumar Maini has more than three and a half decades of experience in commercial and development banking in various facets of financing MSMEs & Large Corporate, Micro Credit and Core Business functions.
Along with serving as an Independent Director on our Board, he is also on the Board of MFIN.
Mr. Maini retired as Dy Managing Director of SIDBI in February 2015. He was also the Chief Executive Officer of the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), Mumbai. Mr. Maini has served as Director on the Boards of India SME Technology Services Ltd., SIDBI Venture Capital Ltd., SIDBI Trustee Company Ltd., and India SME Asset Reconstruction Company Ltd.