contact@ayefin.com
0124-4844000

Our Approach

Built on efficiency & insight

Our Products

Why our customers prefer us

Customer Impact

Prosperity to micro businesses

Careers

Engage with an innovative team

Our Business Loans are powering the economic transformation of micro enterprises and their stakeholders. As early leaders, we have the opportunity to unlock the huge market for lending to micro enterprises in India.

With an unmet finance gap of Rs. 3 trillion arising from over 55 mn micro enterprises, this is a big business opportunity.

Banks and NBFCs have stayed away from this opportunity as their conventional approach is unsuited to lending with informal documented income. This unserved customer segment constitutes the 'Missing Middle'

To manage the amorphous mass of risk that micro enterprises currently represent, Our team, led by seasoned professionals from finance industry, has developed an innovative and radically different approach.

¹Micro Enterprise is a business with annual sales of Rs 1-10 mn and credit requirement between Rs. 50,000 and Rs 1 mn