OUR TEAM

CHAIRMAN & INDEPENDENT DIRECTOR

Govinda Rajulu Chintala

Dr. Govinda Rajulu Chintala is an Independent Director and the Chairperson of the Board of Directors of our Company. He has been associated with the company since September 2023. He has served as the Chairman of National Bank for Agriculture and Rural Development (NABARD) and as the MD of NABFINS (NABARD Financial Services). He has also been the Director of Bankers Institute of Rural Development and has also served on the Boards of Institute for Rural Management (IRMA) and Deposit Insurance and Credit Guarantee Corporation (DICGC). He graduated from the Agriculture College, Bapatla and did his Post Graduation from Indian Agricultural Research Institute, New Delhi.

MANAGING DIRECTOR

Sanjay Sharma

Sanjay Sharma is the founder and Managing Director of our Company.

He started his long career in Banking and Financial services with the Hongkong and Shanghai Banking Corporation Limited in 1988. He was associated with Standard Chartered Bank, both in India and UAE and later served as a Vice President in HDFC Bank heading the direct banking business. He was part of the leadership team in the Personal Financial Services division of ICICI Limited responsible for launching all retail asset products including automobile finance, home finance, consumer durables finance, and personal loans. He also served as Senior Vice President – Customer Operations & Service Delivery at Max New York Life Insurance Company Limited. Prior to being associated with Aye Finance, he served as the CEO of Tamweel International, a division of Tamweel PJSC, a UAE based mortgage finance company.

He is an alumnus of IIT-Bombay and IIM-Bangalore.

INDEPENDENT DIRECTOR

Sanjaya Gupta

Sanjaya Gupta is an Independent Director of our Company. He has been associated with our Company since September 1, 2023. He holds a bachelors of commerce degree from the University of Lucknow and a master of business administration degree from University of Lucknow. Previously, he was associated with HDFC Bank, ABN AMRO Central Enterprise Services Private Limited Bank, American International Group Inc., PNB Housing Finance Limited as the managing director and as a director on the board of directors of India Shelter Finance Corporation Limited.

Independent Director

Vinay Baijal

Vinay Baijal is an Independent Director of our Company. He has been associated with our Company since August 16, 2024. He holds a bachelors of science degree from the University of Allahabad and a masters of science degree from University of Allahabad. Previously, he served as the chief general manager with the RBI and was also associated with Microfinance Institutions Network. He has served as a member of the World Bank Task Force on International Standards on Credit Data Reporting as well of the National Core Committee to deal with FATF Assessment of India in 2009.

Independent Director

Kanika Tandon Bhal

Kanika Tandon Bhal is an Independent Director of our Company. She has been associated with our Company since September 1, 2023. She holds a bachelors of arts degree from the University of Lucknow, a master of arts degree from Kanpur University and a PhD from the Indian Institute of Technology, Kanpur. She is a professor in the department of management studies with the Indian Institute of Technology, Delhi.

Independent Director

Padmaja Nair

Padmaja Nair is an Independent Director of our Company. She has been associated with our Company since October 17, 2024. She holds a bachelor of arts degree from Lady Shri Ram, University of Delhi and a master of arts (history) degree from University of Delhi. She currently serves on the board of UC Inclusive Credit Private Limited and has previously held several leadership positions including the designation of general manager in the State Bank of India and vice president of SBI Capital Markets Limited.

IMP2 Assets Pte. Ltd. (ABC Group)

Aditya Misra

Aditya Misra is a Non-Executive Non- Independent Director of our Company. He has been associated with our Company since September 28, 2024. He holds a bachelors of technology degree from Indian Institute of Technology, Bombay. He is currently a director of investments at ABC Impact (a member of Temasek Trust Asset Management Pte. Ltd.). Previously, he was also associated with Omidyar Network India Advisors Private Limited and A.T. Kearney Limited.