Empowering the       economic      transformation of     micro enterprises
Leveraging      analytics for deeper     consumer insights
Using technology    to help small   entrepreneurs dream
Changing      the way     micro enterprises    fund themselves
We provide secured and unsecured small business loans for working capital requirements. Micro businesses in India have an unmet credit need of USD 3 bn.
We are changing that, one loan at a time.
We offer a range of financial solutions through our extensive network across India. These solutions are powered by innovative underwriting, smart technology
and deep analytics.
We use a host of financial and non-financial parameters that are interpreted with our industry cluster knowledge. This enables us to asses a client’s willingness to pay, ability to pay and the resilience of their business network.
Our automation aims to create robust and secure systems capable of boosting operational controls with low cost delivery. Systems are aligned to provide a hassle free loan origination process.
Data science applications comb the rich granular data that originate from our field distribution team. Correlating behavioral propensities with traditional approaches creates deep business insights.
Only one in 10,000 micro scale enterprises in India has access to formal credit. We have a relentless commitment to change that. No dream should fail to take wings for want of access to capital.
It is always exciting to be recognised for our work and more importantly, for how we do things. We are deeply grateful and honoured to have received these awards. Each one of them inspires us to be the best in what we do.